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Pros & Cons of Owning a Boat vs. Renting

Top view of a center console boat

Owning a boat is the ultimate dream for many people, but is it worth the investment? While owning a boat can provide you with freedom to explore the open water at your own leisure, it also comes with a hefty price tag. Renting a boat, on the other hand, can offer a more cost-effective way to enjoy the boating lifestyle without the long-term commitment. In this blog post, we will explore the pros and cons of owning vs. renting a boat to help you make the best decision for your lifestyle.


A huge part of boating is determining when, where and how you want to go. One of the biggest advantages of owning a boat is the freedom it provides. You can take your boat out on the water whenever you want for as long as you want, without the restraints of a rental schedule. You can also use for fishing, water skiing, traveling and hosting on your own schedule. When you are renting a boat, there are time and gas restrictions. There is also the chance that you may not get to use it for some water activities like the ones listed above. For many boat owners, being on the water is all about fulfilling a sense of freedom.


Boats are like pets that require a lot of attention and care to keep them in tiptop shape. From regular upkeep and cleaning to engine maintenance, owning a boat can be a labor of love. But, just like any furry friend, the joy and companionship that a boat brings can make all the work worthwhile. You can slow down the wear and tear your boat will inevitably face, but it will take time, money and effort. When it comes to renting, you don’t have to worry about taking care of any maintenance tasks yourself, resulting in saved time and money. Renting allows you to simply pick it up, take it out on the water and return it when you’re finished – a convenient and hassle-free way to enjoy the water.


All boats need a home, whether it be on a private dock, or in a marina like ours – we offer dry stack and wet slip storage. Owning a boat can also lead to expensive off-season storage fees. Renting gives you less responsibility and doesn’t require finding storage for your boat. However, availability can be an issue with rentals. Waiting until the last minute to decide you want to rent a boat for the day could leave you without one, as most are booked and rented weeks in advance.

Overall Cost

The pricing of boats will always be a major factor for prospective boat owners. Boats are not cheap. As a boat owner, gas and routine care can burn a hole in your pocket. Renting, however, can also be quite costly. While you might be off the hook for routine maintenance and filling up the tank, a few hours on the water still costs money.

If you’re planning to only take the boat out a couple of times a year, renting is probably your best bet. But if you want to maintain control and have freedom to choose when and where you go boating, nothing will compare to owning your own boat. Whichever option suits your lifestyle best, there is one thing we know for sure – once you’ve started boating, you’ll be hooked!

At Steinhatchee Marina, we strive to make it as easy as possible for you to access our services. With a boat rental from us, you’ll quickly be discovering the wonders that surround the town of Steinhatchee, FL that’s often referred to as “Florida’s best kept secret”. Contact us today to learn how you can secure your boat rental or storage area with us today!